Why decumulation is a challenge for CAPs
While decumulation is a critical aspect of retirement, in my opinion, it doesn’t attract enough attention. Decumulation is the process of drawing down a capital…
Latest news in Gerry Wahl
Now is the time to fix capital accumulation plans
The collapse in the equity markets has damaged capital accumulation plan retirement accounts. Governments need to level the playing field between defined benefit plans and…
- July 2, 2020 December 6, 2020
- 08:17
Sounding Board: Investment risk considerations for CAP sponsors
No risk, no reward. Like many things in life, investing inertia and fear are common, but they come with a cost. In the investment world,…
- February 6, 2019 January 12, 2021
- 09:20
Understanding CAP management fees
Why fee reviews are an important step for plan sponsors
- October 29, 2018 January 13, 2021
- 07:30
Understanding CPP’s shortcomings
How the benefit shrinks with age and what that means for retirement security
- October 18, 2018 January 13, 2021
- 05:16
Fees and fiduciary risk
Sponsors need to understand their responsibilities to minimize potential litigation.
- September 18, 2018 January 13, 2021
- 11:36
The Trouble With Fee Disclosure in DC Plans
Plan members are in the dark when it comes to costs.
- April 16, 2018 September 13, 2019
- 16:34
Why Solvency Reform Won’t Make It Better
More reforms just a Band-Aid solution for troubled DB plans.
- December 22, 2016 September 13, 2019
- 07:28
Are You Ready for CAP Decumulation?
Plan sponsors need to prepare - and know their obligations to members.
- January 20, 2016 September 13, 2019
- 15:58
Education Risk in CAP Plans
Education requirements are a litigation risk. A KPI approach can help.
- June 24, 2015 September 13, 2019
- 08:21
The Dead Money Syndrome
Are Canadians saving too much and living too little? And if so, who's benefiting?
- May 6, 2015 September 13, 2019
- 15:04
CAPs: When less is more
Why DC plan sponsors should limit plan member investment options.
- March 16, 2015 September 13, 2019
- 07:28
Expand OAS, Not CPP
Enhanced CPP isn't the only way to solve the retirement crisis.
- January 21, 2015 September 13, 2019
- 14:12
Why It’s Time For a Fourth Pillar
Why the three pillars of Canada's retirement system don't add up.
- December 3, 2014 September 13, 2019
- 17:04
Is SRI Right For Pension Plans?
Feel good factor aside, it's not the best fit for most sponsors.
- April 2, 2014 September 13, 2019
- 15:35
Want a Perfect PRPP? Go Passive
A simple way to minimize conflicts of interest.
- March 19, 2014 September 13, 2019
- 15:47
PRPPs: Missing the Golden Opportunity
Potential conflicts of interest a huge concern in Part 1 of this series on PRPPs.
- February 19, 2014 September 13, 2019
- 07:12
The X-Factor in DC Plans
Why longevity risk isn't just about life expectancy.
- January 22, 2014 September 13, 2019
- 18:29
GICs: Risky Business for CAPs
Plan sponsors often offer them without understanding the issues and risks.
- August 31, 2013 September 13, 2019
- 16:04
Benchmark Bamboozle
It's time to DB-ize how DC plans are managed.
- February 12, 2013 September 13, 2019
- 16:38
Why CAPs Should Get Passive
A passive approach presents an effective and prudent approach for CAP sponsors. So why isn't a passive approach more common?
- September 27, 2012 September 13, 2019
- 16:00
BC Puts Spotlight on Pension Governance
The new BC Pension Benefits Standards Act (PBSA) emphasizes governance and the role of the pension administrator.
- June 19, 2012 September 13, 2019
- 16:22
DC Plans: Fatally Flawed
Policymakers think DC-type plans are a magic bullet. They're not.
- February 29, 2012 September 13, 2019
- 08:00
PRPPs: The Unintended Consequences
A warning for policymakers about Bill C-25
- January 3, 2012 September 13, 2019
- 12:58